Entering a professional drug rehab facility is the best way to overcome an addiction. By accepting help you are starting down the right path towards recovery. Before entering rehab there are a few issues you should complete. Making a checklist for those issues is best. One of the most important things to do before entering a treatment program is to find out what it is going to cost. In terms of cost, you should also consider what your insurance provider will cover. Insurance does cover some parts or even the entire treatment for addiction. It is up to the patient to find out what their coverage is and make sure expenses and/or forms are completed. Here are some questions to ask you insurance provider in regards to you treatment.
Do You Cover Detox, Treatment and Aftercare?
Proper drug rehabilitation requires three parts. Treatment starts with detox, which completely rids the body of toxins, chemicals and drugs. The second is the treatment that prepares you for a drug free life and the real world. The final is an aftercare program, which helps you readjust to society. Aftercare also helps recovering addicts continue their development as a sober member of society. Some insurance companies will only cover certain parts of treatment or will say they only cover parts. It is important to understand what parts of treatment your insurance covers because you do not want this issue to get in the way of your recovery. At
Will Insurance Cover Prescription Medications?
Many heroin addicts have turned to this harmful drug as a response because they were unable to obtain opioids. These were opioids that they had obtained through prescriptions. When they could no longer get prescriptions or lost medical insurance for abuse they had to find a substitute. Heroin is cheap, strong and easy to get. This is why it is important to know if your insurance provider covers prescription medications. Some treatments require the use of prescriptions to help ease the pain or limit the danger of detox and treatment. Without these medications the treatment could be difficult. They may also need some medications to help with the continued process of treatment. Not being able to afford them without insurance coverage could hurt the rehabilitation process.
What is the Deductible?
Some deductibles are incredibly expensive. If your insurance is cheap, but the deductible is steep it could keep an addict from getting help. Understanding your insurance policy is critical not only in getting help for an addiction, but in overall life. You should make sure your insurance policy is one that can help you in times of need.
How Long Will Insurance Cover Treatment?
Research has shown that the best treatment is inpatient and long term. Statistics prove that long term inpatient treatment provides longer sobriety rates. Be sure to check and see how long your insurance will cover you in treatment. You should enter a program that offers long term treatment. You do not want to be half way through treatment and find out that your insurance is going to stop. There should be nothing in your way of completing a treatment program.
Do You Have a Provider Networks
Normally you need to get a referral from your physician to see a mental health specialist. If you have a provider network, you can see any specialist from a list without the referral from your physician. It is just another step that you do not have to take. Accepting the problem and getting help is a critical and sensitive period in the recovery process. The fewer steps and hurdles to jump through, the better. Check to see if you have a provider network, so you can speed up the process of treatment.
Recovering from an addiction is a difficult process. Most addicts require the help of a professional treatment center. There are many steps to take before entering a treatment program, so make sure you take care of business. It is essential to the recovery process that you focus on the treatment. Having lingering issues or anxieties will only complicate treatment and take focus off what is important. Take care of your expenses before entering treatment.